In this highly competitive world we
live in today, companies are offering all sorts of incentives to their
customers, in a bid to win them over. The good news for us is, this means a
whole lot of freebies on offer, if you know where to look.
Below we’ve shared some of the best
FREE tools and services on offer, to help build your property portfolio.
OPES Partners - A great first step for anyone
thinking about saving for retirement through investment property. OPES have
registered financial advisors who will come to your door, look at your personal
finances, offer investment advice, structure your taxes efficiently, and
basically hold your hand through the entire process of purchasing your first
rental property.
New Zealand Home Loans - This is a money-saving service
for anyone who has a mortgage. NZ Home Loans will restructure your mortgage to
ensure you’re not paying more than you should be. Best of all, they’re paid by the
banks, so it’s all free, baby!
Mortgage Calculators - Most banks offer mortgage
calculators on their websites. They’re great for getting a rough idea of how
much you can borrow, or how much your repayments might be. We recommend
Westpac’s property investment calculator for a more in-depth analysis of a
particular property as a viable investment, as it takes information such as
capital gains, rental income and chattel depreciation into account. Check it
out here… http://www.westpac.co.nz/home-loans/calculators/property-investment-calculator/
Q&A - If you’re already a landlord,
and managing the property yourself, www.landlords.co.nz have a questions &
answers service which is sponsored by industry experts.
Seminars - There are often free seminars
happening around Wellington and it’s definitely worth attending at least one
of them. They can be really motivating, and often explain property investment
in very simple terms. Stay tuned to Wellington Property Investors Club’s
Facebook Page, for updates on the next seminar near you. The best ones will
usually offer free food and drink too!
Information - It’s everywhere! The
important thing is to get the basics right, and get advice from the right
people. At Wellington Property Investors Club, we aim to weed out the junk,
to deliver only what’s really important to know, without over-complicating
things. Here are a few of our favourite information tools which might come in
handy:
TradeMe Price Index - For the latest
sales and rent statistics broken down by region. http://www.trademe.co.nz/property/price-index/
Zoodle - Offers free property
information, including useful summaries of Wellington suburbs, relevant
school zones, and house/land sizes. NB: More specific property information can
come at a cost.
Wellington City Council - Find out
the government valuation of any property you’re interested in. Rates valuations can be useful as a rough guide in determining a property's market value, but be conscious that they can also be vastly inaccurate occasionally.
Rental Appraisals - Most property managers will
give you a free rental appraisal in an effort to gain your business.
Brokers - Why would you do the running
around looking for the best insurance or finance deal, when there are brokers
who will do it for you, and don’t charge you a cent? Using a broker is much
easier, and often their network of suppliers will deliver a more competitive
price for you.
Wellington Property Investors Club - This online club is industry funded to provide free information and services for anyone new to property investment. Sign up to many of the services mentioned above, and more, and the WPIC will put you in touch with our recommended providers, who have agreed to provide their services at no cost to our members and fans.
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